Free Collateral Evaluation 

We typically lend 75% of the current spot price on precious metals and up to 75% on numismatic collateral depending on the rarity of the material (to get started today see New Loan Process).

Interest rates are determined by current market conditions, size of the loan, borrower profile and the complexity of the collateral. Calculation of estimated interest rates (see Calculator).

Numismatic Coin Collections:

Numismatic collateral values are determined by world-renowned numismatists using a compilation of PCGS, NGC, Grey Sheet, Blue Sheet, auction prices and expert opinion.

Bullion Collateral:

Bullion collateral CFC uses A-Mark current spot prices to determine the value of i.e., gold, silver, platinum, and palladium.

 




Example of a typical loan:

I would like to borrow money using my current precious metal holdings.

Simple Daily Interest = Outstanding Loan Balance multiplied by the Interest Rate/360 days

 Example 1:

 I have (500) American Silver Eagles

 Current spot price:  $20.00

 Value of portfolio:  $10,000

 CFC is able to loan $7,500 at 7.9% per annum for six months

 Interest payments would be approx. $51.00 per month

 

Example 2:

 I have (500) American Gold Eagles

 Current spot price:  $1,300.00

 Value of portfolio:  $650,000

 CFC is able to loan $487,500 at 7.9% per annum for six months

 Interest payments would be approx. $3,316.00 per month